Cost Calculators/Caregiver Support Calculator

Caregiver Support Calculator

Caring for an elderly parent or family member? See every Singapore government scheme you can stack — HCG + ElderFund + MDW concessionary levy + CTG + SMF — in one view.

Effective from 2026-05-04 · Last audited 2026-05-04

The biggest unaddressed life event for the average Singaporean isn't childbirth or a surgery — it's caring for an elderly parent. The schemes exist, but they're scattered across AIC, MOH, MOM, and HealthHub. Most caregivers leave money on the table because nobody told them what stacks.

Tell us a few things and we'll show every scheme you qualify for, plus the ones worth checking (PioneerDAS, IDAPE, MediSave Care).

ADLs: bathing, dressing, feeding, toileting, transferring, continence. Most schemes need ≥3.

Estimated monthly cash assistance

$0

Sum of HCG + ElderFund + MDW concession savings (where eligible).

Home Caregiving Grant (HCG)Not eligible

  • ⚠ Income not provided

ElderFundNot eligible

  • ⚠ Per-capita income must be ≤ $1500/mo

Migrant Domestic Worker concessionary levy

Eligible if you hire a Migrant Domestic Worker primarily to care for a senior or person with disability.

verified 2026-05-04MOM levy concession ↗

Caregivers Training Grant (CTG)

$400/year for approved caregiver training courses (one-off + recurring annual).

verified 2026-05-04HealthHub CTG ↗

Seniors' Mobility & Enabling Fund (SMF)

Subsidies for assistive equipment and consumables (wheelchairs, hearing aids, milk supplements, adult diapers, etc).

  • • Wheelchairs and mobility aids
  • • Hearing aids
  • • Milk supplements (oral nutritional supplements)
  • • Adult diapers and incontinence consumables
  • • Other essential care equipment for seniors
verified 2026-05-04AIC SMF ↗

Other schemes worth checking

  • Pioneer Generation Disability Assistance Scheme (PioneerDAS) — up to $100/month. Pioneer Generation cardholder (born ≤1949) who needs help with ≥3 of 6 ADLs.View source ↗
  • Interim Disability Assistance Programme for the Elderly (IDAPE) — up to $250/month. Elderly with severe disability ineligible for ElderShield/CareShield Life. Means-tested.View source ↗
  • MediSave Care — up to $200/month. Withdraw up to $200/mo from MediSave (your own or a family member's) for long-term care needs. Care recipient 30+, ≥3 ADL impairment.View source ↗

Things to know

  • • ADL = Activities of Daily Living: bathing, dressing, feeding, toileting, transferring, continence. Most schemes use the ≥3 of 6 threshold.
  • • Schemes can stack: HCG + ElderFund (if both eligibility tests pass) + MDW concession + SMF.
  • • AIC (Agency for Integrated Care) is the central application body for HCG, ElderFund, CTG, SMF.
  • • MDW levy concession application is via Ministry of Manpower.