Singapore healthcare costs

Work out what your care will cost.

Know your procedure? Start with the Procedure Cost Estimator. It shows the typical bill, the government subsidy, and how much MediSave you can use, all in one place. Numbers come from official MOH and CPF sources.

Start hereProcedure Cost EstimatorFor a specific procedure, see the typical bill, how much the government subsidises, and how much MediSave you can use. It already includes your subsidy and MediSave for that procedure.Use this if you know the procedure you need.Estimate a procedure cost →MediShield Life Premium ProjectorSee your MediShield Life premium year by year, from now to age 90, and the lifetime total.Use this to plan your insurance cost over time.Project my premiums →Childbirth Cost CalculatorWhat having a baby costs after MediSave, MediShield Life, and Baby Bonus, by hospital and delivery type.Use this if you are expecting.Estimate childbirth cost →Caregiver SupportGovernment help for caring for an elderly parent: Home Caregiving Grant, ElderFund, and more.Use this if you care for a senior.See caregiver support →

More specific checks

The Procedure Cost Estimator already includes these for a procedure. Use them on their own only if that is all you need.

Subsidy Eligibility CheckerJust want to know which subsidies you qualify for (CHAS, Pioneer, Merdeka, Healthier SG), without a procedure?The Procedure Cost Estimator already shows this for a procedure.Check my subsidies →MediSave Withdrawal LimitsJust want the MediSave caps by procedure type, as a reference table?The Procedure Cost Estimator already applies this for a procedure.See MediSave limits →

Not sure where to start?

Tell us your Singapore status and we will point you to the right support: subsidies for citizens and PRs, or insurance, LTVP+ inpatient support, family MediSave, and hospital payment routes for foreigners.

Start with your Singapore status

The calculator keeps your inputs in this browser and uses source-traceable Singapore scheme data where it is available. For foreigners, it shows cost support routes such as insurance, PCP, WICA, LTVP+ inpatient subsidy, family MediSave, and hospital billing pathways instead of pretending every route is a government grant.

CHAS, generation packages, ward subsidy, Healthier SG, and CDMP signals.

Used only to estimate published income-tested scheme brackets.
Important for CHAS households with no income and MediShield Life premium subsidies.

What this does not include yet

This is an educational estimate based on published criteria. It does not replace hospital billing advice, insurer advice, emergency care, personal medical advice, Integrated Shield Plan rider rules, or exact approval by an agency, employer, hospital, insurer, or clinic counter.

Add at least your income, annual value, or birth year to see the relevant scheme estimate.