Cost Calculators/MediShield Life Lifetime Premium Projector

MediShield Life Lifetime Premium Projector

Most of what you'll pay over a lifetime hits AFTER you stop earning. See the curve.

Effective from 2025-04-01 · Last audited 2026-05-04

Schedule applied

Effective 1 April 2025 (inclusive of 9% GST)

Lifetime premium$75,785total to age 90
After age 65$52,843post-65 premium total (before CPFB pre-paid rebates)
Before age 65$22,942working years
Age 65Age 35Age 90$2,924
Base premiumAfter subsidy

How your premium changes year-by-year

MediShield Life premium rises with age. Most of what you'll pay over a lifetime hits AFTER you stop earning. The chart above shows the shape of that curve.

Premium values per age band sourced from MOH MediShield Life Premium & Subsidy Tables ↗. Subsidy %s sourced from CPFB MediShield Life Premiums & Subsidies ↗. Last verified 2026-05-04.